This is a structured one-day course designed for those practitioners wishing to gain a good practical grounding in this field. It is suitable for trainees, newly qualified solicitors and paralegals as well as for those returning after a career break and those from another discipline who wish to learn more about insurance law.
It will give you a thorough grounding in insurance law and practice, explaining the different types of insurance contracts that you will encounter in practice and key terms in this area, as well as examining the presentation of the insurance risk and handling claims. It will also cover recent legislative changes that have resulted in important changes to insurance law.
Alison Green LL.M., barrister of 2 Temple Gardens, who specialises in insurance and reinsurance law, will conduct the course and give practical tips on approaching insurance contracts and on the resolution of insurance disputes.
Preliminary matters
- Introduction to principles of insurance law and their sources
- Main types of insurance
- Major players in insurance market
- Main documents in insurance
The Insurance Contract
- Consumer insurance contracts
- Commercial insurance contracts
- Introduction to reinsurance contracts
- Construing insurance contracts
Presentation of insurance risk
- Traditional position regarding presentation of insurance risk
- Presentation of risk in consumer insurance post-Consumer Insurance (Disclosure and Representations) Act 2012, which applies to insurance entered into on or after 6 April 2013
- The Insurance Act 2015 which applies to insurance entered into, on or after 12 August 2016
- Role of insurance broker in presentation
Terms in the insurance contract and how they have been affected by the legislation referred to in the previous section
- Warranties
- Conditions precedent
- Exclusions
- Other terms
Insurance claims
- Notification of claims
- Claims under claims made policies and under losses occurring policies
- Third party claims and the impact of the Third Parties (Rights against Insurers) Act 2010 which applies to insurance entered into, on or after 1 August 2016
- Damages for late payment of claims under the Enterprise Act 2016, which applies to insurance entered into, on or after 4 May 2017
Testimonials